BHIM Bharat's Own Payments App 4.0.4

National Payments Corporation of India (NPCI) ❘ Freeware ❘
Android
out of 1691530 votes

What is BHIM?

BHIM (Bharat Interface for Money) is a Unified Payments Interface (UPI) payment application developed by the National Payments Corporation of India (NPCI) through its wholly owned subsidiary, NBSL. This application is designed to simplify digital transactions for the Indian populace by providing a user-friendly interface and advanced features.

The BHIM Payments App aims to facilitate seamless and secure transactions, prioritizing user safety while delivering an efficient payment experience. Supporting over 12 languages, it strives to make digital payments accessible to everyone.

Getting Started with BHIM

Download the BHIM App and register using your mobile number.
Ensure your SIM card is linked to your bank account (for dual SIM users, select the appropriate one; UPI Circle users require only a valid SIM, which may not be linked to a bank account).
Keep your Debit Card or Aadhaar Card handy to generate your UPI PIN (UPI Circle users only need a valid SIM).
Visit the BHIM UPI Partners page to verify if your bank is supported by BHIM. For more information, consult the BHIM Official Website and review the Terms & Conditions before registration.

Key Features of the BHIM Payments App

User Experience: Enjoy a redesigned, intuitive user interface that caters to users of all age groups.
Family Mode: Manage payments for your family with ease.
Spend Insights: Track and manage your expenses using comprehensive spend analytics.
UPI Lite: Make instant, PIN-less payments up to ₹1000.
Rupay Credit Card on UPI: Utilize your Rupay Credit Card for secure UPI transactions.
Credit Card on EMI: Take advantage of easy EMI options for UPI payments.
UPI Circle: Empower trusted individuals to make payments without requiring a bank account.
Bills Payment: Settle electricity, credit card, gas, recharge FASTag, and other utility bills effortlessly.

Overview

BHIM Bharat's Own Payments App is a Freeware software in the category Business developed by National Payments Corporation of India (NPCI).

The latest version of BHIM Bharat's Own Payments App is 4.0.4, released on 06/25/2025. It was initially added to our database on 04/12/2025.

BHIM Bharat's Own Payments App runs on the following operating systems: Android.

Users of BHIM Bharat's Own Payments App gave it a rating of 4 out of 5 stars.

FAQ

What is BHIM app?

BHIM (Bharat Interface for Money) is a digital payments app developed by NPCI that allows users to make seamless digital transactions using UPI (Unified Payments Interface).

How does BHIM work?

BHIM works by connecting your bank account to the app and enabling you to make instant money transfers, pay bills, and do other banking transactions directly from your mobile device.

Is BHIM app free to use?

Yes, BHIM app is free of charge for all users. However, your bank may charge for certain transactions as per their policies.

Which banks support BHIM?

Most banks in India that support UPI are compatible with the BHIM app, including major banks like State Bank of India, HDFC Bank, ICICI Bank, and many others.

What are the features of BHIM?

BHIM offers features such as sending and receiving money via UPI, checking bank balance, viewing transaction history, and generating QR codes for receiving payments.

How secure is the BHIM app?

BHIM uses standard security measures including device-level security and UPI security protocols. Your PIN or UPI PIN ensures secure transactions.

Can I use BHIM without a smartphone?

Unfortunately, BHIM is a mobile app designed for smartphones, so you need a compatible device to use it.

What should I do if I forget my BHIM PIN?

You can reset your UPI PIN through your banking app or website linked with your bank account. Follow the instructions provided by your bank.

Are there transaction limits on BHIM?

Transaction limits are set by your bank for UPI transactions, and they can vary. Typically, there is a maximum limit per transaction and per day.

How do I get started with BHIM?

Download the BHIM app from the Google Play Store or Apple App Store, verify your phone number linked with your bank account, and set up your profile to start making transactions.

Screenshots (Click to view larger)

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Latest Version
4.0.4

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