BHIM Bharat's Own Payments App 4.0

What is BHIM?

BHIM (Bharat Interface for Money) is a Unified Payments Interface (UPI) payment application developed by the National Payments Corporation of India (NPCI) through its wholly owned subsidiary, NBSL. This application is designed to simplify digital transactions for the Indian populace by providing a user-friendly interface and advanced features.

The BHIM Payments App aims to facilitate seamless and secure transactions, prioritizing user safety while delivering an efficient payment experience. Supporting over 12 languages, it strives to make digital payments accessible to everyone.

Getting Started with BHIM

• Download the BHIM App and register using your mobile number.
• Ensure your SIM card is linked to your bank account (for dual SIM users, select the appropriate one; UPI Circle users require only a valid SIM, which may not be linked to a bank account).
• Keep your Debit Card or Aadhaar Card handy to generate your UPI PIN (UPI Circle users only need a valid SIM).
• Visit the BHIM UPI Partners page to verify if your bank is supported by BHIM. For more information, consult the BHIM Official Website and review the Terms & Conditions before registration.

Key Features of the BHIM Payments App

• User Experience: Enjoy a redesigned, intuitive user interface that caters to users of all age groups.
• Family Mode: Manage payments for your family with ease.
• Spend Insights: Track and manage your expenses using comprehensive spend analytics.
• UPI Lite: Make instant, PIN-less payments up to ₹1000.
• Rupay Credit Card on UPI: Utilize your Rupay Credit Card for secure UPI transactions.
• Credit Card on EMI: Take advantage of easy EMI options for UPI payments.
• UPI Circle: Empower trusted individuals to make payments without requiring a bank account.
• Bills Payment: Settle electricity, credit card, gas, recharge FASTag, and other utility bills effortlessly.